Small Business Saturday Is The Most Important Day To Shop This Holiday Season

The Saturday following Thanksgiving plays hide and seek between Black Friday and Cyber Monday, but easily stands on it’s own as one of the most important shopping days of the year. Founded six years ago in response to small business owners’ most pressing need – getting more customers during the busy holiday shopping season – Small Business Saturday has quickly earned its’ stripes among holiday traditions. Last year alone, 88 million consumers shopped small on Small Business Saturday – which was up 14.9 percent from 2013. Additionally, consumers spent $14.3 billion at local and independent businesses on Small Business Saturday in 2014, and this year the hype and buzz surrounding the day seems to have only increased.

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How to Chart Your Family Health History


“Risk Free” trials may not be Free

Healthier, Wealthier, and Wiser

BBB: Why many ‘risk-free’ trials are anything but free

We get it: On the surface, doing a risk-free trial looks like it will save us money, allowing us to test a product or service before purchasing it fully. But the BBB says buyer beware.

The agency’s investigation unveiled that in many cases, offers for free product samples are outright lies and that many companies bury the stringent conditions in fine print.


“The study found that many of the celebrity endorsements are fake,” the BBB says. “Dozens of celebrity names are used by these frauds without their knowledge or permission, ranging from Oprah Winfrey, Chrissy Teigen and Ellen Degeneres to Mike Rowe, Tim Allen and Sally Field. Sometimes the fine print even admits these endorsements are not real.”

You only have to pay $1.95 for shipping and handling. The claims look plausible, and celebrities would not endorse a product unless…

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First Ever “Presidential Alert” coming to your Phone on October 3rd, 2018

WESSomething unprecedented is about to happen on your phone soon. Here’s what you need to know…

You’re probably familiar with Amber Alerts about missing children on your phone, but have you ever heard of WEA alerts?

What does WEA stand for?

WEA stands for Wireless Emergency Alert and it’s part of our nation’s broader Integrated Public Alert & Warning System (IPAWS), which also includes the familiar Emergency Alert System (EAS).

The EAS is what you see and experience when your TV or radio broadcast is interrupted for about a minute with a monthly test.

What distinguishes a WEA alert from the EAS alert? Read the rest of this entry »


Is Coconut Oil a “Healthy Food”

spela Andolsek
(freeimages.com)

According to a recent survey, 72% of Americans classify coconut oil as a “healthy food.”

Here’s what the science says.

What you need to know about coconut oil.

A 2017 American Heart Association panel reviewed the evidence on which fats in foods raise—and which lower—the risk of cardiovascular disease (CVD). The experts’ findings: “We conclude strongly that lowering intake of saturated fat and replacing it with unsaturated fats, especially polyunsaturated fats, will lower the incidence of CVD.” Yet many people have heard that saturated fats are harmless. Read the rest of this entry »


Is Drinking Seltzer Water Bad for your Teeth?

(worldartsme.com)

Is your seltzer habit harming your teeth?

Sparkling water has all the bubbly and none of the sugar of soda. But is there a downside?

Sparkling water is made by pumping carbon dioxide into water,” explains John Ruby, a retired professor of pediatric dentistry at the University of Alabama, Birmingham. “The CO2turns into carbonic acid, and the pH drops.”

A lower pH means that the liquid has become more acidic. (Pure water has a neutral pH of 7 on the 0-to-14 pH scale.)

Acids can erode tooth enamel. And “once you lose enamel, you never get it back,” says Ruby. That can lead to sensitivity, discoloration, and loss of tooth structure. Read the rest of this entry »


Three Facebook Scams

ap_facebook_dislike_kb_141212_31x13_1600Social Media scans are nothing new, but right now there are three specific Facebook scams that are spreading like wildfire!

For cyber criminals, what’s the easiest way to reach the most people with one scam? Facebook. With more than a billion users, Facebook has become an easy way for scammers to rip off as many people as possible at once — and in a variety of different ways.

Here’s how to spot some big scams that are making the rounds and how to protect yourself.

Three Facebook scams to watch out for

Read the rest of this entry »


Facebook Search Bar Features

funny-facebook-quotes1The search bar located near the top of the screen when you sign into your Facebook account can do more than you might realize. Not only does it let you enter keywords to locate your old Facebook posts—it’s also a good way to…

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Food Does Not Taste as Good as it Used To

mermaidofthelake.com

mermaidofthelake.com

IT’S NOT YOUR IMAGINATION.

Wondering why you can’t re-create the wonderful flavor of your mother’s chicken recipe? It isn’t your fault—it’s the chicken’s.

Most meats and vegetables and some fruits have significantly less flavor than they did decades ago. Chicken has become especially bland—it has almost no flavor now. Read the rest of this entry »


Alternative to Obamacare

arroclint (sxc.hu)

arroclint (sxc.hu)

If It Works for You?

The new Obamacare insurance marketplaces are getting lots of attention—much of it negative—but for many individuals, they are not the only option for finding health insurance coverage.

Many people don’t know that people without access to Medicare or an employer insurance plan can choose to skip the government-run marketplaces and buy their health coverage ­directly through insurance companies, brokers or agents instead (except for residents of Vermont and Washington, DC, where buying new policies outside the Obamacare marketplaces is not an option). To investigate policies available outside the marketplaces, contact insurance companies, brokers or agents and ask them if they have policies available that are not available through a government marketplace.

Even easier: Visit ­insurance shopping sites such as eHealthInsurance.com or GoHealth.com to find plans from many providers, including plans and even providers not listed in the Obamacare marketplace in your state.

Buying outside the marketplaces might expand the range of policies available but might increase costs, perhaps dramatically, when you consider the subsidies available inside the marketplaces.

Still, the availability of additional ­options outside the marketplaces could be welcome news for many. That includes some of the millions of Americans whose insurers have canceled their old plans, explaining that those plans don’t meet the new government requirements. The insurers have offered to replace the old policies with new ones, but many of those new ones carry higher ­premiums. What you need to know… Read the rest of this entry »


Most Adults Don’t Recognize a Drowning Child | Smart News

Most Adults Don’t Recognize a Drowning Child | Smart News.


Walking is the Best Exercise of All

tijmen (sxc.hu)

tijmen (sxc.hu)

Why Walking Is the #1 Way to Exercise
Today, I will tell you why you unequivocally, irrefutably do not have to exercise like a maniac to achieve amazing results.

Why do I feel compelled to share this message? Because I’ve noticed that more and more people seem to be doing hard-core workouts these days.

I have several friends, for example, who have recently signed up for CrossFit or other “boot camp” style exercise programs.

There also seem to be more infomercials on TV for extreme workout regimens such as P90X, the program made famous by vice presidential candidate Paul Ryan last summer, and the INSANITY workout, which is so hard to do, its creators say, that it will “push you past your limits.”

Even on the TV show The Biggest Loser, the trainers have the contestants working out to the point that they’re literally falling off treadmills.

But is it really necessary to exert yourself in such an intense way to greatly improve your health and fitness? I think many people believe that the answer is yes—and for this reason, these people don’t exercise.

And that’s terrible! Read the rest of this entry »


How to Stay Together Forever: Advice from Couples Who Split Up

duchesssa (sxc.hu)

duchesssa (sxc.hu)

If you want your marriage to succeed, it pays to know why other marriages fail. I have tracked 373 married couples for the past 26 years as part of a study funded by the National Institutes of Health. The goal was to investigate how marriages really work over the long term—but many marriages don’t work, at least not forever. Of those 373 couples, 46% have divorced, roughly in line with national averages.

What went wrong in those failed marriages? And what would those divorced people do differently if they could start over again? When I put those questions to my study participants, key trends emerged. Surprising: Sex was not a major issue when it came to what divorced people said they would “change” if they could start over again. And it wasn’t a key predictor of divorce over time in my study. Read the rest of this entry »


Facebook Privacy – Consumer Reports

Facebook Privacy – Consumer Reports.


Dealing With a Loudmouth

michaelaw (sxc.hu)

MAKING LOUDMOUTHS SHUT UP!

Surely you’ve been to a dinner party where one of the guests has ideas about, say, politics or the economy that you find illogical—maybe even alarming. Yet he continues to blab on and on about “how things should be” without taking into account anyone else’s opinion. People like this tend to be aggressive, overconfident and, perhaps most annoying of all, uncomfortably loud. And —correct me if I’m wrong —there seems to be more of them around these days.

Is your blood pressure rising just thinking about it? Mine is! And that’s not healthy. So I called life coach and regular Daily Health News contributor Lauren Zander and asked her, “What’s the best way to deal with these opinionated bullies without sinking to their level?”

HOW TO ASSERT YOURSELF—WITHOUT FUELING THE FIRE

Zander’s plan for dealing with a loudmouth… Read the rest of this entry »


You Better be Happy — Whether You Like it or Not!

marafet (sxc.hu)

Laurie Gerber, president of Handel Group Life Coaching, used to be a chronic complainer. When her husband finally said, “Stop!” she made him a promise that went far beyond not complaining. Her promise, which has influenced her personally and professionally, was to be happy with her life.

“Growing up means making your happiness your problem to solve,” Gerber observes. Instead of expecting others to please her or playing the victim so that she could control or blame other people, she realized that she had to work at pleasing herself. How Gerber did it—and what anyone can do… Read the rest of this entry »


I Do Not Want to Say Good-Bye to Old-Fashioned Lightbulbs

asolario (sxc.hu)

Traditional incandescent lightbulbs are about to be switched off. The federal Energy Independence and Security Act of 2007 set lightbulb efficiency standards that will soon prevent the manufacture and importation of most incandescent bulbs. That has created an uproar among many fans of traditional bulbs who complain about the cost, harsh tones, possible dangers and other drawbacks of the new bulbs. What you need to know…

THE NEW RULES

Most 100-watt incandescent bulbs will be eliminated starting January 1, 2012, with 75-watt incandescents following in 2013 and 60- and 40-watt bulbs in 2014. An attempt to repeal the law failed this July.

Exceptions: Some specialty bulbs, including three-way bulbs and certain appliance bulbs, are exempt. Also, many types of halogen bulbs, a form of incandescent bulb, are efficient enough to meet the new standards.

BEST COMPACT FLUORESCENTS

Compact fluorescent bulbs (CFLs) consume about 75% less electricity than incandescents and, for the moment, are the best replacements for many applications. Still, many consumers have concerns. Read the rest of this entry »


Most Commonly Used Passwords

 

Valakee (sxc.hu)

The most commonly used passwords and personal identification numbers (PINs) for computers, E-mail accounts, bank accounts and other password-protected information are password…

 123456… qwerty… abc123… letmein…and the user’s first name.

There is no foolproof way to create a secure password, but the safest ones meet the following criteria: they contain eight or more characters… combine parts of two unusual words… mix both upper- and lower-case letters with symbols and numbers… and/or combine foreign and English words.

Source:  Sid Kirchheimer, investigative reporter, Audubon, Pennsylvania, and author of Scam-Proof Your Life.



I’m Going to Drive Myself to the Nursing Home or the Cemetery, Whichever Comes First

lhumble (sxc.hu)

What to Do When an Elderly “Someone” Won’t Stop Driving

That comment from an elderly driver shows what you might be up against when you try to persuade a parent, friend or other elderly person to stop driving.

While there are many individual exceptions, the chance of having an accident typically begins to increase around the age of 55, and the risk rises dramatically for people with diseases or who take medications that affect their motor skills, vision and/or judgment.

Still, many Americans think of driving as a fundamental right, and for older people, the car is often the last symbol of independence.

In trying to persuade a person to put away the car keys, you’ll be attempting to influence a person who is probably accustomed to giving advice, not taking it.

Tactics that work… Read the rest of this entry »


Beautiful Burning Wildflower

dec.ny.gov

BEWARE BEAUTIFUL WILDFLOWER THAT CAN BURN YOU

 Gardeners, hikers, campers and most especially children — in fact, anyone who spends time outdoors — should be on the alert for a dangerous weed that can be found in the Northeast and Pacific Northwest and increasingly in many other states. It’s a strikingly tall and attractive plant, with enormous leaves and a hoola-hoop-sized flower head with clusters of tiny white flowers. Strangely enough, it’s also a member of the carrot family.

Called giant hogweed, this particular plant has sap so poisonous that the US government officially decreed it a “noxious species” in 1983, preventing its sale and importation. Unfortunately, it’s already here — and hard to get rid of.

If you come into contact with the sap of a giant hogweed plant and then expose yourself to sunlight, the sap will cause your skin to blister so badly that it’s potentially as dangerous as having third-degree burns.

Oh — and one other thing — if the sap gets in your eyes, it can cause blindness. Read the rest of this entry »


Complaining to the Airlines

yoshiaka (sxc.hu)

How to Complain to the Airlines

Your flight was canceled… the airline lost your luggage… or you got hit with an undisclosed extra fee.Complaints about airlines have risen to record levels — most airlines receive hundreds of complaint letters every day.As a travel writer who travels more than 400,000 air miles a year, I have learned what works and what doesn’t when it comes to getting airline complaints resolved.How to increase your odds… Read the rest of this entry »

How to Communicate With a Jerk

Kriss Szkurlatowski (sxc.hu)

Communication is challenging enough with the “normal” people in your life — the ones who want to cooperate and make life better for everyone. When you are forced to deal with jerks — people who don’t care about social give-and-take — communication can seem next to impossible, leaving you drained and upset.

Jerks tend to trigger powerful negative emotional reactions that take a long time to recover from and that interfere with clear thinking.

As a psychiatrist, I refer to jerks as “toxic people.” Read the rest of this entry »


Scams Directed at Young Adults

asifthebes (sxc.hu)

Scams That Catch Young Adults…

and Other People, Too

Many scams rope in people who are not yet wise to the ways of the world.  Here is advice for young adults that may benefit us all… Read the rest of this entry »


Religious People Are Happier

canjosh (sxc.hu)

It’s long been known that people with religious faith tend to be more satisfied with their lives — the question has been why. Now University of Wisconsin-Madison (UW) and Harvard University researchers believe they have come up with the answer, and the “secret ingredient” is… friendship.

“Our study offers compelling evidence that it is the social aspects of religion rather than theology or spirituality that lead to life satisfaction,” wrote study author Chaeyoon Lim, PhD, an assistant professor of sociology at UW. I gave Dr. Lim a call to find out more.
Happiness Is Praying Together
To examine religion’s impact on our sense of well-being, Dr. Lim and his colleagues analyzed data from the 2006 and 2007 Faith Matters Study. To collect this data, a commercial research company randomly phoned thousands of Americans twice in a one-year period and asked about their religious practices and life satisfaction and happiness. The survey included a representative sample of Americans, with most being of Christian faith, and smaller numbers of Jews and Muslims.
In a close examination of the results, Dr. Lim and his team found that… Read the rest of this entry »